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Author: admin_mm

The problem with pensions

Personal FinanceOctober 31, 2005 admin_mm

My mention last week that I was going to pull myself together and get a pension sparked a flood of emails. Some came from independent financial advisers (IFAs) very kindly offering help (not yet, but …

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Interest-free credit cards: on the way out?

Personal FinanceOctober 31, 2005 admin_mm

Could the days of the card-hopping ‘rate tart’ be numbered? According to a recent survey from PricewaterhouseCoopers (PwC), credit-card users who shift their debt around to take advantage of 0% balance-transfer offers are hitting the …

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What you need to know about Child Trust Funds

Personal FinanceOctober 31, 2005 admin_mm

With the new Child Trust Fund (CTF) set to launch in April 2005, Gordon Brown reminded parents this week that he will soon be dishing out £250-£500 to every child born after 1 September 2002 …

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Why it’s still worth investing in an Isa

Personal FinanceOctober 31, 2005 admin_mm

Remember Isas? “Only a few years ago it seems that having one was practically compulsory,” says Saga. In the late 1990s as shares soared it was reasonable for investors to think their capital gains would …

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Make the most of your pension allowances

Personal FinanceOctober 31, 2005 admin_mm

The deadline for mopping up any unused pension contributions is 31 January, says Debbie Harrison in the FT, so if you want to take advantage, act now. Until 2006, when the pensions taxation regime will …

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Running towards bankruptcy

Personal FinanceOctober 31, 2005 admin_mm

Last year, some of our readers were kind enough to take me with them on the London to Brighton Veteran Car Run. It was an amazing day out. It wasn’t cold, it didn’t rain, and …

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Savings: a no-brainer?

Personal FinanceOctober 31, 2005 admin_mm

It is common knowledge that Americans don’t save. Instead, they spend every penny they can get their hands on and more. Personal debt is at record levels and the US current-account deficit has become one …

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