What happens if you use the new pension freedoms to withdraw all your savings from your pot and you then spend the lot? Can you then settle down with your memories of your happy splurge …
Regular readers will remember that I wrote a lot about the Scottish independence referendum before the vote. I haven’t written about devolution or the odds of another referendum much since, but a few reports out …
An odd press release arrives from the usually relatively sensible group, ‘Now: Pensions’. It calls for “greater flexibility in pensions to encourage young people to save”. The reasoning is simple – 58% of 18-35 year …
In the Telegraph this week, art critic Brian Sewell writes about his “biggest financial fear”. It is the mansion tax. If it goes through as Labour suggests, he says, it “would more than wipe out …
One of the great reasons to save into a pension has long been the idea that all pension pots are fully protected should you go bankrupt. All your other assets might be up for grabs, …
The recent cut in the lifetime allowance (LTA) is maddening for a very long list of reasons. I will be writing more on it next week and you can read articles by me and by …
I suggested to some colleagues recently that a good way to deal with the UK’s ‘misallocation of housing’ crisis would be to start taxing the over 65s for excess space: perhaps a tenner a year …
The euro is down 8% against the pound this year alone. That’s made a good many people – anyone thinking they might go on holiday in Europe, or perhaps buy a house in Europe soon-ish, …
A depressing bit of research arrives from Fidelity. It turns out that one in ten people still think that after ‘pension freedom day’ (fast approaching in April) they will be able to withdraw 100% of …
A few weeks ago, I mentioned in a blog post that Britain’s housing shortage is less about lack of houses than the way we use houses – see here for the detail, but the upshot …