Should we get rid of generous perks for pensioners to fund more support for cash-strapped young people? The House of Lords’ committee on inter-generational fairness says policies like the triple-lock guarantee on state pensions, free …
Do your homework to get the best rateActive Savings – Hargreaves Lansdown’s new product – is aimed at “time-poor” savers. So should you sign up? My last attempt to open a high-interest savings account was …
Wealthy couples who divorce hold more of their money in pension savings than any other asset, prompting concern that many people have little idea how splitting up could affect their retirement saving. Financial adviser Succession …
Do you really need the pension before you stop working?If you can afford to put off taking your state pension, it may save you money in the long run. Almost one million people currently work …
Disaster cover is expensive if you’re loyalAs is so often the case when it comes to insurance, it really doesn’t pay to be loyal to your provider. Home-insurance companies are making all of their profits …
Equities shrugged off World War II“Sad to say, most people are still keeping their money where it is least likely to do them much good,” says Ian Cowie in The Sunday Times. Three times more …
Holidaymakers have had a torrid few yearsHolidays from hell needn’t cost you the earth. A package deal provides the best protection. In recent years we’ve seen several airlines and holiday firms go bust. Thousands of holidaymakers have …
Make sure your stash doesn’t go overboardThe lifetime allowance on pension savings could catch out those with modest incomes. New research shows more than 1.5 million people are on target to exceed the lifetime allowance …
Put your feet up and let the auto-switchers find you the best energy dealThere is help to find the best energy deal for people who never get round to switching provider. Most people’s household bills …
Grandchildren don’t pay tax on inherited pensionsPensions can be a valuable part of inheritance-tax planning. Most pensions have an unusual status under the inheritance tax (IHT) rules. They don’t count towards the total amount you …