Tax-free childcare: who really benefits?Take-up of the government’s new tax-free childcare scheme has been “dire” – ensure you claim what you can. The government’s decision to scrap childcare vouchers is proving to have been a …
Some detective work could pay dividendsThere could be some money out there with your name on it. Here’s how to track down shares yo may have bought and forgotten about. It’s hard to imagine forgetting …
If it seems too good to be true, it isThe plight of investors misled by London Capital & Finance is a warning to be on your guard. Thousands of people who invested in what was …
Once considered too risky for an Isa, Aim shares can offer some valuable tax benefits to adventurous investors. The fact that Isa investments are free of capital gains tax on income makes them a great …
If you have any money left over once you’ve used up your tax-free allowances, you could consider a junior Isa for your children. But keep an eye on normal children’s savings accounts too. If you’ve …
Crowdfunding could energise your portfolioYou can now put a wide range of alternative investments in the tax-free wrapper, with the Innovative Finance Isa, (IF Isa). But tread carefully. Innovative-finance Isas (IF Isas) allow investors to …
If you put your savings in a cash Isa, you will never be liable for tax, regardless of how much interest you accumulate. Here is an overview of the top rates available. The popularity of …
With careful research you can find an Isa that’s just rightEscape capital-gains and dividend taxes on investments ranging from stocks to corporate bonds with a shares Isa. Here’s how to find one that suits you. If …
Squirrel it away in a SippIt makes sense to exploit your Isa allowance, but don’t neglect your pension. Generous upfront tax relief makes occupational or personal schemes an efficient way to save. At this time …
VCTs can be fertile soil for profit growthIf you can stomach the risk involved in backing a company in its early stages, consider VCTs, the EIS and the SEIS. Generous tax breaks are on offer. …