Musicians need to start young if they aim to apply for bursaries or grantsThere are plenty of university scholarships, bursaries and grants available to everyone, regardless of background. Tuition fees went up considerably a few years …
Innovative Finance Isas have been around since April 2016, but are only just becoming widely available. But there are now plenty of options – you can invest in the usual P2P loans to individuals or …
Do the sums – it’s better to keep paying in to your pensionThere’s been some fuss recently about the miseries of those hitting their annual and lifetime pension limits (£40,000 tapering down to £10,000 for …
Doctors: top sorts, but pension reform shouldn’t just be for themPity the poor doctors. Their pensions are too big. They have no choice but to retire. You may have read this sorry tale all over …
Superfunds: ministers are positive about their potentialPension superfunds can save on costs, but may be prone to failure. Could your pension be transferred into a “superfund”? Several new players in the pensions market say they are …
The energy price cap doesn’t guarantee the best dealThe new energy price cap doesn’t mean you will automatically get a good deal. Earlier this month the government’s new energy price cap came into effect. But unfortunately …
Pets: lovable, but expensiveRead the small print on your pet insurance contract and make sure you don’t get caught out by policy exclusions. Paying £1,300 to have excessive earwax removed from your dog’s ears is …
Equity release interest rates have come downA more competitive market means you could save by switching provider. For cash-poor retirees who own their own home, equity-release plans have long offered a means to gain capital …
Making the most of your retirement options can make a big difference, says David Prosser. Getting on top of your finances is one of the most common resolutions for the new year. But that doesn’t …