Slow and steady wins the raceAn annual pension “health check” will help you plan ahead for your retirement. As the year draws to a close, it’s a good time to do a pensions “health check” …
How to keep your pension savings on track
Category: Personal Finance
How to pick a care home
To ensure you pick a winner, check the small printPicking a care home is an important decision, so make sure you’re aware of all the pitfalls and small print to look out for. Choosing a …
CDC pensions: a third way
Royal Mail is eager to deliver its new collective pension schemeThe government is considering introducing “collective defined-contribution” pensions as a middle road between existing options. Could they represent the future of saving? Simon Wilson reports. …
Pay-as-you-go insurance
A tracker will monitor how far you driveCar insurance is the latest service to get the on-demand treatment – but it only makes sense for some. With the average car-insurance policy costing £760 a year, …
Do-it-yourself pensions for the self-employed
Do-it-yourself pensions for the self-employedMillions of self-employed people could be unprepared for retirement. For some 4.8 million self-employed Britons, the waiting continues. Last month’s Budget reiterated the government’s promise to investigate how to help self-employed …
Don’t forget income tax when drawing your pension
Drawing a pension while working could push up your taxesOne in four people don’t know there is a levy on pension income. Savers withdrawing pension cash in record numbers are handing over millions of pounds …
Hidden cost of retirement homes
Retirement life can come with hidden costsVillage life can provide support and company for retirees, but watch out for extra fee add-ons. Life in a retirement village might sound like the perfect plan for your …
Pensions to branch out
Patience with new businesses can bring substantial rewardsInvestors may soon be able to invest in young and growing businesses in their pensions, says David Prosser. Britain’s biggest fund managers could soon offer pension-fund savers the …
How not to fall victim to cold-calling fraudsters
Always hang up on cold callers, however charming they soundThe phone rings. You pick it up. At the other end is a charming-sounding man. He tells you about a company he thinks you might be …
Making a claim in the small claims court
Most cases involve disputes with tradesmenBe aware of your right to take someone to the small claims court: it can protect you if you’re owed money. We’ve all heard of the small claims court, and …