Pension tax fiddles could be a rich source of revenue for the TreasuryLike most other readers, I hate doing my tax return. I put it off until the last possible minute (or until I start …
Save into your pension while you can
Category: Personal Finance
Shared ownership – Help to Buy’s poor relation
Only army personnel are prioritised for shared ownershipShared ownership doesn’t get much media attention, but it has its fair share of problems. Now the fuss over onerous leasehold clauses and Help to Buy mortgage “prisoners” …
Loyalty doesn’t always pay
Loyalty is all well and good, but it can come back to bite youYou won’t save cash by sticking with the same firms year in, year out. Quite the opposite, in fact. Loyalty doesn’t pay, …
Guaranteed annuity rates: a bonus not to be missed
Many retirees don’t notice their pension plan includes a GARCheck your pension plan to see if you’re entitled to a guaranteed annuity rate. Thousands of savers who reject annuities when they retire are missing out …
Say no to smart meters
Useful, but only if they workThe government’s money-saving, energy-tracking revolution has turned into another costly damp squib. They were hailed as a technological advance that would save us all money, eliminate billing errors and revolutionise …
How to stay safe on holiday
Not all travel insurers cover divingTravel insurance is one of the few forms of cover you absolutely must have, but check policies carefully before signing up. When we travel abroad, most of us are relying …
BA transfers staff pensions to L&G
Insurer Legal & General is to take on responsibility for paying the pensions of 22,000 members of the British Airways pension scheme in a £4.4bn bulk annuity deal, the biggest ever such transaction agreed in …
A big trim for master-trust pension schemes
Master trusts evolved out of pension schemes for hairdressers and buildersOne in four of these pension schemes will close due to tougher regulations. More than one in four master-trust pension schemes – which collectively look …
Government ditches ethical pensions plan
Proposals to make company pension schemes publish details of how they have taken members’ ethical views into account when investing their money have been scrapped by the Department for Work and Pensions (DWP). Instead, the …
Make sure you’re not getting stiffed by your mobile phone company
If you’re overpaying on your mobile phone contract, call, cancel and complain.Charging you for things you don’t need; not quite explaining to you that you are being charged for those things; feigning innocence when caught …