Did you realise you’re in love with your bank manager? This news might come as a shock. But the statistics prove it. According to a survey by Age Concern, only 16% of people switch their …
How to find a current account that looks after you
Category: Personal Finance
Charitable donations: make the government chip in too
Friday 13 March is Red Nose Day. So for the next week, expect to be harangued for money whenever you turn on the TV or open a newspaper. But before you hand over your hard-earned …
How to avoid care-home fees
Many retirees worry that they will have to sell their house and use all their life savings to pay for care-home fees – and with good reason, says The Wealth Protection Report. According to a …
How safe is your pension?
Had Royal Bank of Scotland been allowed to fail, says the BBC, Sir Fred Goodwin’s defined benefit pension – estimated to be worth £703,000 a year – would have been replaced by nearer £20,000 from …
If you don’t like the price, ask for another
Want to get some amazing discounts? Try persistence and just asking nicely. The Observer’s Laura Potter managed to achieve a £51 saving on an iPod just by lingering in the store. “I looked longingly at …
Don’t lose out on bank charge rebates
The chance to claw some money back from your bank took another step forward last week. The banks lost another battle in their war against reimbursing bank charges when the Court of Appeal ruled that fees …
Why you must shop around for your annuity
Hundreds of thousands of pensioners are missing out on £1.4bn a year, says Steve Hunt of Rockingham Retirement. The problem affects those with ‘money purchase’ schemes, rather than final-salary, or ‘defined benefit’, schemes. On retirement, …
Use your losses to save tax
There is an “awful air” of finality about the monthly payslip. But, even if you are payrolled staff, there’s more scope for to cut your tax than you may think, says The Schmidt Report. Take …
How to save money on a night out
Save money on dinner out by joining a loyalty scheme. Join the Gourmet Society or the MidWeek Dining Club and save as much as 50% off your restaurant bill, says Which? Money. Annual membership costs …
Renting isn’t an alternative to living within your means
A crumbling economy is no reason to stop enjoying the best things in life, reckons The Sun. “If you can’t afford to buy that must-have item, why not just borrow it?” And it seems that …