A full 90% of us rate ourselves as above-average drivers, according to one well-known Princetown University survey. Statistically this is clearly impossible, but if you are convinced you are a low-risk driver the insurance industry …
When the stockmarket starts to look rocky, banks waste no time touting schemes that offer protection from market falls. So it’s no surprise that the finance pages are full of adverts for guaranteed equity bonds …
My husband and I spent last weekend in Lisbon. We could have gone anywhere for the weekend. Perhaps Rome, Paris or Prague. But instead, under the impression that it would have a kind of faded …
Who is Kathleen Casey-Kirschling? Public Enemy Number One – or that’s the impression you’d get if you listened to parts of the US media over the past week or so. Retired teacher Casey-Kirschling is the …
If you are planning to build your own house or even a granny flat for an ageing relative, don’t forget that – “subject to a considerable bureaucratic rigmarole” – you can reclaim the VAT on …
One of the “starkest contrasts” in the whole of the tax system is between the treatment of most forms of trading-business assets (which are 100% free of inheritance tax) and all other types of assets …
Update: read Should you buy a yen mortgage? for more expert advice on foreign currency mortgages. Interest rates may seem pretty low at 4%, but this is still more than some canny investors are paying …
This article is taken from Merryn Somerset Webb’s free weekly personal finance email, Money Sense. Click here to sign up now: Money Sense Credit Action released a particularly nasty set of figures on debt in …
The average UK property now costs a staggering 9.6 times the average salary, says the FT, which means that many of those who have bought a house in recent years are sitting on monster mortgages. …
This feature is part of our FREE daily Money Morning email. If you’d like to sign up, please click here: sign up for Money Morning There are a few things we can expect this week …