Every year most of us blow a hole in our finances by spending too much on Christmas presents, eating, partying and new clothes. This year, it is estimated that British adults will spend an average …
Ten ways to get your finances in shape in 2006
Category: Personal Finance
Sipps: don’t rush into property just for the tax breaks
More column inches have been devoted to the subject of residential property than almost any other aspect of the A-Day changes. As of next April, higher-rate taxpayers will be able to buy a house with …
Sipp-ing wine could boost your pension
The whole world is talking about Sipps (self-invested personal pensions). In theory, come next April, wine will qualify as a Sipp investment, and you’ll be able to put it in your pension and have it …
Tax dodge of the week: Give to charity
If you are giving to charity this Christmas, make sure you claim Gift Aid to take advantage of a generous tax break, says David Prosser in The Independent. As long as you’re a taxpayer and …
A profitable alternative to toys this Christmas
Instead of buying a child yet another toy this Christmas, why not encourage the saving habit and give them money, suggests David Prosser in The Independent. Even the smallest gift can become valuable by the …
A bank that likes to say, Er…
There are a million topical things I should be commenting on this week our ongoing failure to save enough for our pensions, the Railtrack saga, the oil price and, of course, the direction of interest …
Want to put a second home in your pension? Think again
***Want to put a second home in your pension? Think again ***The Chancellor’s muddle-headed move on oil prices ***RECOMMENDED ARTICLES: What’s really driving the soaring gold price?… Where to next for UK and US property?… …
The value of innovation
Research and development (R&D) is “crucial” for any business that wants to remain innovative and keep ahead of the competition, says Business Matters Tips and Advice. In recognition of the value of R&D, in 2000 …
How Brown’s tinkering will affect your pension
Despite the UK population’s £27bn savings deficit, Gordon Brown did little in his budget to encourage us to save more, says David Prosser in the Sunday Express. But as far as pensions go, the news …
Taking the direct approach
Last week I asked for your help. Could anyone, I said, suggest a bank that was capable of taking care of my current account with an adequate level of competence. Given my experiences with service-orientated industries …