The effects of the UK’s pensions crisis have not yet reached the apocalyptic levels we were warned of this week. But they are noticeable nonetheless. Permira’s bid for WH Smith was scuppered last month because …
With interest rates beginning to rise again, borrowers need to take action, says Clare Francis in The Sunday Times. In an ideal world, the best thing to do would be to pay down your debt …
Not many of us understand the real effect of inflation on our investments, says Mark King in Money Observer. But the impact can be huge. In today’s low-interest-rate environment, you can easily find your savings …
Two weeks ago in this space, I claimed to have just taken out my first pension. In the style of Tony Blair, I can assure you that I told you this entirely in good faith. …
Britain’s pensions crisis is right “up there with terrorism or global warming as a threat to much of what we value” – and is set to change the shape of the UK economy and society …
For years now there has been an accepted way of allocating assets. Only a few months ago the FT spelt it out for us. Young investors, it said, should have 70% of their portfolio in …
There was something quite extraordinary about last weekend’s pensions protest outside Parliament: joining those near retirement age were also hordes of young people – 25 to 35-year-olds already saddled with student loans, mortgages and credit-card …
Michael Howard has put tax at the heart of his general election strategy, said James Chapman in the Daily Mail. At Harrogate last week, he identified the spending versus tax-cuts debate as the central issue …
Things are looking up on the savings front, says Helen Monks in The Observer. The Bank of England may not have raised the base rate this month, but in anticipation of future rises, the banks …
If you remember one thing about pension investing, let it be this, says Eleanor Laise in Smart Money: “diversity”. To reduce risk and increase returns you will need a portfolio that includes large-cap, mid-cap, small-cap, …