If you’re approaching retirement, think twice before exercising your right to take 25% of your pension fund savings as a tax-free cash lump sum. If you’re a member of a final-salary scheme, the tax-free lump …
Falling costs are about to spur interest in SippsFund giant Vanguard is poised to shake up the Sipp market with the cheapest offering on record Next year Vanguard, the world’s second-largest fund manager, is launching …
It’s easier to breach your annual pension contributions allowance than you might think. Here’s how to make sure you don’t go over it. Thousands of savers may face an unexpected tax bill and late payment …
Putting young, inexperienced drivers on your policy will raise the priceCustomers end up paying more for the convenience of price comparison sites, but there are still ways to reduce your car insurance premiums. Price-comparison websites …
Nimesh Shah, partner at accountants and tax consultants Blick Rothenberg, looks at what the Liberal Democrats propose to do about tax, and explains how it might affect you. See also • The Conservatives’ tax proposals …
I was delighted on Friday to be moderating a panel at the Moneyweek Wealth Summit on this very important subject: what are the most common tax mistakes investors make? It is such an important question. …
The MoneyBox Tree: a magic money tree for childrenIf you give your children or grandchildren fashionable toys for Christmas they’ll soon forget about them – so put some money to work for them instead. The top …
Around 78,000 people fell victim to authorised push payment fraud last yearSay you have a large amount of cash in your current account. Perhaps you’ve just downsized. You aren’t sure what to do with it. …
You can borrow up to 50% of the value of your houseThe equity release market is getting its act together. But the cost means tapping your property for cash should be a last resort for …
Too good to be true?Fraudsters have been targeting savers by offering unrealistically high interest rates on cash Isas. With the Bank of England’s base rate still stuck at 0.75% it is extremely hard to find …