Think twice before tapping your pension to buy that carSome pension savers who are drawing down a regular income from their retirement funds could be heading for disaster. Are pension savers heading for disaster by …
More and more of us are opting to invest in a private pension and build our own portfolio. Just make sure you aren’t eroding your returns by paying hefty fees. Watch out for high fund …
Break-ins rocket when winter sets inAs the days get shorter, burglars get busier. But there are simple steps you can take to guard your property. The nights are drawing in and that means burglars are …
Santander: cheap fixed-rate mortgagesForget being loyal to your lender when you remortgage– the best deals are often only offered to new customers. When it comes to personal finance, loyalty rarely pays. Stick with the same …
The High Court has given some savers a major headachePeople saving into a final-salary pension scheme who are receiving compensation for past discrimination may end up with big tax bills. The law of unintended consequences …
You can lock in a holiday rate with prepaid cardsRuth Jackson-Kirby outlines several hassle-free options for getting foreign cash that will keep your holiday costs down. The days of exchanging your travellers’ cheques for local …
Stay snug, but don’t pay too much for energyYou may well be paying too much for your gas and electricity. But finding a cheaper energy deal isn’t difficult and could save you a lot of …
Are you paying too much for his savings?Your offspring may have a child trust fund tucked away. If so, their money is being consumed by fees Next year Britain’s first child trust funds (CTFs)will start …
The chancellor has hinted at major changes to inheritance tax.One of the maddening things about our financial services industry is how slowly it has been innovating to help the growing ranks of the relatively rich …
Defined-benefit scheme members at Thomas Cook will be protectedThe Pension Protection Fund deals with defined-benefit schemes when an employer goes bust. Thousands of Thomas Cook employees facing an uncertain future can take comfort in the …