You won’t find that guaranteed income outside a final-salary schemeTransfer values are on the rise, but leaving a defined-benefit pension scheme is risky Financial watchdogs have made it clear that they believe transferring money out …
After more than a decade, the payment protection insurance (PPI) scandal is over: the deadline for new claims has passed. But that doesn’t mean you’ve heard the last of claims management firms’ – or, for …
Will a big bill be waiting when they get home?Car hire firms can chase you for money long after you thought you had paid for your holiday. The summer holidays are over. But you may …
How detailed do you want the advice to be?Finding suitable and cost-effective professional help with your finances is hard work Fail to shop around when looking for financial advice and you could end up paying …
Generosity is fine – but make sure you look after yourself tooYou might be worried about the possibility of a global recession, trade war, or even Brexit. I’m worried about the Bank of Mum and …
Robinsons maker Britvic: squashing pensionsBritvic is the latest firm hoping a cheaper inflation index will cut pension costs. Britvic is hoping to reduce the cost of its staff pension scheme by cutting the size of …
A season ticket from Brighton to London could cost £4,357 next yearFares will jump yet again next year, but there are several ways to save money. Train fares are a national rip-off. A recent study found …
Don’t rush straight to the bankNeed to raise money? Look beyond the bank, says David Prosser. Small firms raised a record £6.7bn in equity funding last year, according to the British Business Bank. Meanwhile, bank …
Patience pays off when it comes to your savingsAgreeing to lock up your cash can boost the interest rate on your savings significantly. Our desire to be able to get at our cash in a …
Annuity sales have survived – despite George OsborneThe flexibility of pensions drawdown doesn’t always trump the secure income provided by annuities. When George Osborne, the then-chancellor of the exchequer, announced that pension savers would no …