Time is running out for thousands of people to avoid missing out on a top-up to their pension income following changes to the rules introduced in May. Those affected have until 13 August to apply …
Make sure you don’t lose your pension credit
Category: Personal Finance
Don’t miss the PPI claims deadline
Don’t pay a claims firm to fill in these simple PPI formsMake sure you file your compensation claim for mis-sold payment protection insurance by 29 August. Since the payment protection insurance (PPI) scandal began in …
Train delayed? Get your money back
Don’t just get cross – get cashToo few of us pursue compensation for train delays. Ruth Jackson-Kirby explains how to get some cash back. Whether the weather is too hot, too cold, too wet, or …
Why I have decided to stump up for all the travel extras
Cheaper isn’t always better when it comes to car hireI have given in. Surrendered. Capitulated completely. To Ryanair. Like many of you, I have been living in a state of almost constant warfare against the …
Why switching your pensions provider is so traumatic
Independent advice can help you overcome some of the obstacles when switching your pensions providerSwitching to another pensions provider is much harder than it should be. Pension savers are always encouraged to change pension provider …
How to avoid the pension scammers
Pension scammers have persuaded investors to hunt for fictitious trufflesSavers lose £4bn a year to pension scammers. Keep a sharp lookout for their favourite ruses. Last year at least 100,000 people transferred money out of …
Freelance workers face IR35 tax trap
There is no definitive answer to the IR35 questionNew IR35 tax rules governing “disguised employment” will hit firms and freelance workers. Freelancers and small business owners face higher tax bills under government plans to extend …
How to make sure your travel insurance doesn’t let you down
Will a private hospital help?Make sure your travel insurance covers enough to prevent a holiday mishap from becoming a disaster. Before you head off on your summer holidays make sure you have travel insurance. Research by …
Prepare for big changes to inheritance tax
Inheritance tax – Britain’s most detested tax – is set for an overhaul. Around 590,000 people die in the UK every year and 275,000 complete inheritance tax forms. Only 24,500 estates ultimately pay the levy, …
Pensions: how to divide the spoils when getting a divorce
Will she get her fair share?Women may be missing out on pension assets after a divorce The government plans to ensure that women involved in divorce negotiations will be given much better advice about their …