Should you top up your national insurance to boost your state pension? Reforms to state pensions mean anyone retiring after 5 April 2016 must have at least ten years’ national insurance contributions to claim one, …
Agricultural land: should it really be free of inheritance tax?Almost everyone hates inheritance tax. It is seen to be the worst of all the double taxations (all money is taxed over and over). It piles …
Savers who invest their pension contributions in the “default” funds offered by providers without checking the performance of these vehicles are jeopardising their financial futures, new research warns. The best-performing default fund run by the …
Pension-scheme membership hit a record high last year, with some 46 million Britons enrolled in at least one workplace scheme, new official figures reveal. But, the typical pension scheme member is only contributing 5% of …
Don’t transfer the payment for your house to fraudstersPhishing and push payment fraud are two of the most common financial scams. Here’s show to protect yourself. Financial scamming is becoming increasingly sophisticated. One of the …
Savers may be able to keep more than they thinkHMRC has withdrawn its appeal over breaches of the pensions lifetime allowance. Thousands of pension savers may be spared an expensive tax bill now that HM …
Your travel insurer could ruin your holiday if you’re not carefulLook out for the devil in the detail of your travel insurance policy. Most people are aware that travel-insurance policies can be fiendishly complex and …
Should you be able to raid your pension savings to fund the purchase of your first home, as housing minister James Brokenshire (pictured) has suggested? The short answer is no. While pension savings might be …
Approximately 360,000 people have been given incorrect forecasts of their state pension benefits, the government has confirmed. Some 3% of all online forecasts issued to savers since 2016 are incorrect, the Department for Work and …
Personal finance apps for your smartphone can be a very useful tool for tracking your expenditure. When it comes to organising our finances, some of us half-heartedly update an Excel spreadsheet every few months. Then …